Should I be worried?

Hi, I’ve never previously worried much about any of my freckles/moles/marks (I have a billion) but this one just looks off to me and is irritated. Could this just be an irritated freckle/mole or do y’all think I should have it checked?
Both of my grandpa’s have had skin cancer and both of my parents. Until I looked it up I had no clue you could have a genetic predisposition for skin cancer. I thought it was all circumstantial/Sun damage.

Thank you for any advice you can offer.